In this article, we are going to discuss the topic of Ayushman Bharat in detail. Starting from what is this scheme, which party introduced it, and under which leader and to its implementation. How can you get the AyushmanBharat card and how to check your eligibility for the card is discussed in the article.
About India
India is a nation of vivid colors, diverse cultures, a land of tradition, the explosion of food and flavors. Located in the Asian continent, India is one of the most popular countries globally. It is also the second-most populous country, the largest democracy in the world, one of the ancient civilizations to exist still today, and the seventh-largest country in the world. Architecture beauties like taj mahal is appreciated by tourists. India also has the most colorful festivals like Holi, Diwali, Eid, Christmas, and everything is celebrated with grandeur.
About BJP
BJP- Bharatiya Janata Party is the current ruling party in India. BJP has been in power since 2014. Founded by Atal Bihari Vajpayee and Lal Krishna Advani, BJP emerged as a major political party in opposition to the Indian national congress. This party is committed to Hindutva ideology, and it is reflected in many of the policies undertaken by the party during its ruling course.
Narendra Modi is the revolutionary leader that changed the face of the Bharatiya Janata Party. Under his rule, the party took bold decisions like demonetization of 500 and 1000 rupee notes on November 8 and introduction of Goods and services tax (GST). Initiatives like swatch Bharat Abhiyan and digital India were popular and accepted across the country.
Modi government’s notion was achche din ( translated means good days), but good days for common citizens are still a dream. Many moves by the current ruling government have been openly criticized and led to violence across the country. For instance, revocation of article 370, citizenship amendment bill, and scrapping autonomous status of Kashmir. The pandemic posed a gigantic challenge for Modi led government. Despite relief packages and constant reassurance, the poorer section of the society suffered the worst side of poverty. The economic divide saw a drastic increase with – rich becoming richer and the poor becoming more poor. Bhartiya Janta party has been under fire for its stand in several communal and religious issues.
Ayushman Bharat Essay
Ayushman Bharat Yojana is a healthcare scheme launched on the year 2018. Prime minister Shri Narendra Modi announced this launch PMJAY – Pradhan Mantri Jan Arogya Yojana in his independence day speech. It is one of the biggest healthcare schemes launched in the nation, which not only protects the low-income families but also covers underprivileged rural and urban population like manual laborers, ragpickers, etc. under this scheme, not only medical expenses are covered, but you can also avail insurance for protection from disease. Pradhan Mantri Jan Arogya yojana comes under the ministry of health and family welfare.
This yojana has a budget of 6400 crores and aims to provide health care facilities to over 50 crore people across India. Under this scheme, priority is given to girl children, women, and senior citizens of the nation. Citizens who are eligible can avail of their e-card; this card will cover expenses up to 5 lakh (per family) – including 3 days of pre-hospitalization and 15 days of post-hospitalization.
Ayushman Bharat Yojana Features
- A cashless hospitalization facility is provided under this insurance scheme
- This scheme also covers daycare treatment expenses
- All families listed in the socio-economic caste census of 2011 will be included
- It ensures not only secondary care but also tertiary
- Pre-existing diseases are also covered in this yojana
- All the transactions are paperless; one needs to carry one card
- The quality of life of the underprivileged population will increase
- Strengthening of country’s health infrastructure
- It aims to cover nearly 40 percent of the poor population
- This scheme can be availed anywhere in the country
- It is the world’s largest insurance scheme
- Ayushman Bharat Yojana is fully funded by the government
- Medicine cost is also covered under this scheme
- The cost of food and accommodation is also covered
- Uncovered hospital expenses are also handled under this yojana
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Ayushman Bharat CSC (common service center)
Common service centers come under the Digital India program. Common service centers are an access point for all healthcare schemes, financial services, social welfare schemes, agriculture schemes, public utility services, and education services. Common service center comes under the Ministry of electronics and information technology.
Ayushman Bharat Card
Ayushman Bharat golden card can provide you with cashless transactions across the whole country in any of the hospitals that are listed under PMJAY. You can avail of this card at the time of registration. Just like any other government ID, this card also contains the necessary information needed to provide treatment.
Follow the below-mentioned steps to get your Ayushman Bharat yojana card –
- The first step is to visit the official Pradhan Mantri Jan arogya Yojana (PMJAY) website
- Enter your registered contact number and login
- Enter the captcha code given and generate the OTP)
- Opt for the HHD (household id) code
- Enter the HHD code to the common service center
- All the details provided will be checked and verified
- An ayushman Mitra ( Common service center representative) will complete the process
- A minimal amount of INR 30 has to be paid to receive your Ayushman Bharat golden card.
Ayushman Bharat Registration
Registering for Ayushman Bharat does not require a special process or you running to multiple offices for acceptance under the yojana. You can produce any of the relevant documents to obtain a PM-JAY e-card like-
- Caste certificate
- Age proof
- Special category certificates
- Income certificate
- Age proof
- Id proof
- Contact information
- Scanned copy of Aadhaar
Ayushman Bharat Eligibility
Checking your eligibility for Ayushman Bharat Yojana is quite simple.
1.Visit the official Ayushman Bharat website
- Click on “I am eligible” button
- provide your contact number
- enter the captcha code to verify
- The next step is clicking on the “generate OTP” button
- select the state you are looking for
- enter any of the following –
- Your name
- HHD (household ID) number
- Ration card number
- Mobile number
- The last step is to check the results and see if your family is eligible for the Ayushman Bharat yojana.
If the internet is not accessible to you, you can check your eligibility offline as well. Call on toll-free helpline number 14555.
You are eligible if you come under these categories –
the urban population that gets covered under this yojana are-
- Washerman
- Chowkidar
- Ragpickers
- Domestic help
- Mechanics, electricians, repair workers, etc
- Drivers, conductors, helpers.
- Gardeners, sanitation workers, sweepers, etc
- Tailors
- Handicraft workers
- Rickshaw or cart pullers
- Security guards, masons, and porters
- Construction workers
- Plumbers, painters, welders.
- Cobblers, hawker, etc
- Waiters
- Delivery boys
- Shopkeepers
- Peons in small establishments
The rural population that gets covered under this yojana are –
- Scheduled caste families
- Scheduled tribe families
- Homeless individuals
- Manual scavengers, including their families
- Laborers in bond
- Beggars and others who survive on alms
- Families having no male members aged between 16 and 59.
- Bonded laborers who are legally released
The population who are not eligible under this scheme are as follows-
- Anyone earning a monthly income above 10000 rupees
- People who own five acres or more of agricultural land
- People who own landline
- People with decent and solid built houses
- Government employees
- Those who work in government-managed organizations
- people with Kisan card credit of 50000
Conclusion
Ayushman Bharat has played an important role in shaping the health care facilities provided to the underprivileged section of the society. It aims to bring more hospitals under this yojana for better reach to medical access. Prime minister Narendra Modi has always talked about how wealth is the most important asset for an individual, the family he/she, belongs to and as well as the nation collectively.
A healthy individual can contribute more to society as compared to an individual who is constantly sick and does not have access to good healthcare facilities. India, after independence, was plunged into poverty; it took many years of planning and implementation to get India’s infrastructure facilities to this stage. Since India is the second-most populous nation in the world with a gigantic geographical coverage aiming for full coverage of the nation under this scheme can be quite tough.
But this scheme launched under Narendra Modi has played a significant role in boosting health care facilities and giving them to the most needed section of the society.
By, Dhivya